After you sell your item/Service, or any service agreement or Donation,

You get Clients’ Bank Account Number, routing number and verifiable authorization via Telephone/Web/Fax/Text/Link and keep this authorization safely in case any dispute comes. Authorization by a Link is recorded in your account however check and ensure. Enter that data to online Check Draft Software and print check Daft. Deposit this check draft just like a check to your bank. There is no any difference between check draft and check. Yet, check draft does not require a signature and you must have consent for that from them. We generally suggest having a paper trail like fax or text or email, for repeating recurring please select RECURRING and enter the number of event and recurrence. Check Draft will be prepared at that each time and ready to print. An easy way of collecting lease with no charge like credit cards and ready to print each time. No stress over forgetting.

(Used to collect /Rent/lease, month to month charge, Property Taxes, affiliation expense, Donation to your religious/501 C foundation/Accounting Fee/Insurance Payment/Association Fee)

Yes, printing checks from your own printer is perfectly legal. Every US bank must accept properly authorized demand drafts/ Check Draft. Feel free to present the following to your bank)

Uniform Commercial Code – Reference: Title 1, Sections 1-201 [39] and Title 3, Sections 3-103a, 3-104, 3-401, 3-402, and 3-403. Federal Trade Commission – Reference: Telemarketing Sales Rule – Title 16, Section 310.3 (a)(3). Code of Federal Regulations – Reference: Title 12 Chapter II, Part 210. Federal Reserve Bank – Reference: Regulation J, Part 2, Sections 4a-201 to a-212.

A Checks you received by phone or fax, a block of text and printed as check draft, a block of text approved by the American Banking Association will appear instead of the signature. It is required by law to have a record of authorization from your client.

UCC regulations on Checks basically state that as long as a check conforms to the definition, it is a legal requirement for a bank to accept it when you present it to a bank teller. The bank(s) have some discretion on the amount of time they will hold the funds.

The Check21 definition https://www.fdic.gov/consumers/assistance/protection/check21.html states that a Check image reproduced cleanly in any paper is as valid as the original Check

No both are Deferent. Check Draft does not need a signature and must be accepted by the bank. Check Draft does not have any transaction fee, Gateway fee or a percentage fee like ACH and EFT. Check Draft is just like a check. All you require a standard PC and an internet. You require a printer additionally to print check draft once created. OnlineCheckWriter.Com is a cloud-based software with military-grade security hosted in Amazon Banking type Server and ready to use in minutes when you verify bank and submit all documents required.

After your Account has been set-up at OnlineCheckWriter, you will get an email containing all information to sign onto the cloud-based OnlineCheckWriter.Com software and a customized link- an Icon to place on your website “Pay by Check”

Yes. OnlineCheckWriter.Com does support recurring payments. Once you enter check information and select a frequency schedule and the Software automatically creates the checks for you! The recurring payment checks Drafts are created automatically without you or your customers having to re-enter any data. You will see as a new Check draft in the Draft List and ready to print and Deposit.

Yes. Please let us know your requirements. We will make it happen your way.

Yes, you can integrate using our API. After your Account has been set-up on the Banking Grade Amazon server, you will get an email containing all information to sign onto the cloud-based OnlineCheckWriter.Com software and a customized link- an Icon to place on your website “Pay by Check Draft”

Valid Photo ID

The article of Incorporation or Any Valid proof of business

EIN, Employer Identification Number Generated by IRS

Credit Card on File

Most recent Bank Statement

These documents can be scanned, emailed and uploaded through our dashboard.

Government Entities to Collect Tax and Fees.

General business

Insurance

Law Firms

Accountant Firm / CPA

Religious Establishments             

Non-Profits

Cities and Counties

Apartments & Landlords for recurring Rent

Housing Associations

OnlineCheckWriter.Com Compatible with any sort of Blank check paper, easily purchasable from any local office supply store like Office Depot, Staples or the Online stores like Amazon/Walmart.com.

Blank Check stock has all the security features the banks want to see, looks significantly more professional, and is micro-perforated for easy separation.  

Yes. Support for Multiple of your companies available to deposit your check drafts. This enables you to make Checks Draft made payable to various Companies you have. For example, you may have two different kind of scenarios and some of the check drafts payable o one company and some others payable to another company. We may need some extra documentation for the other companies.

Banking regulations require some confirmations from clients for checks drafts. These avoid “the burden of proof” if a draft is disputed, it is required that such phone calls be recorded or confirmation of the authorization be mailed, faxed or emailed to the customer before the draft is initiated

Having the client email, fax or Text/SMS you a copy of a check with a signature that shows the same amount and payee as the draft you will create is the best and safest way. If that’s not possible, please follow following script according to banking regulations that will make sure you are in compliance.

Verbal Authorization that must be recorded or Authorization Mailed/Faxed/Emailed to Customer BEFORE the Draft is initiated.

After getting all Check information, please confirm this with clients.

We would like to verify your authorization for this check draft

Do you, [bank account holder or authorized signer] understand that the information you provided during this phone call that has taken place on [today’s date] at [time of call including time zone] will be used to create a onetime check draft (if it is recurring, as per your both party agreement)  on the checking account for which you have provided information and are an authorized signer on the account?

[Wait for customer response]

Do you authorize us [or state your company’s name] to process a draft against said checking account in the amount of [amount of draft] and understand the draft will be dated and will be processed on or after [today’s full date or agreed to date of check/draft]?

[Wait for customer response]

Do you acknowledge that we have provided you with our phone number of [provide phone number] that is available and answered during normal business hours for your inquiries regarding this transaction?

[Wait for customer response]”

Taking checks by fax, or on the phone, or by the web is called check draft. You get all the information from your client like Bank routing number account number and enter into the software. Then you print the check on behalf of them with their authorization. This check will not have a signature and it states ‘No signature required. Approved by the depositor”.  Deposit this check Draft to the bank just like you deposit a regular check.

There is three ways you can accept checks online.

The best and professional way is to have a ‘Pay by Check” button on your website. When your customer clicks on that it will open a new window with asking your customer’s bank routing and bank account Numbers along with name details. Once they fill it and submit a new check draft created behind the scene in your OnlineCheckWriter.Com account and ready to print. You print the check draft using any printer and deposit just like a regular check.

The second way is you Email a link to your customer email requesting Bank information and authorization.

The third way is text a link to your customer phone requesting Bank information and authorization.

Yes, once you select to send a receipt. Please make sure to have Email Id of Clients or Payees.

Printed Checks can be deposited on four ways

Mobile Deposit: Download your bank App (Bank of America, Chase Bank, Capital One, City Bank and so forth.) Deposit your Check by taking an image of it inside the App.

ATM: Printed Checks Draft can be deposited at an ATM of Your Bank. Not all the ATM capable to do that.

Taking to a Bank: Your Printed Checks Drafts are legally valid and just like a check to be presented at the bank for Deposit. Non-acceptance at bank counters is rare, but if it happens please use any of the alternate methods e.g. Deposit Online, Mobile phone deposit, ATM etc.

Remote Deposit Capture (RDC). It allows a customer to scan checks remotely and transmit the check images to a bank for deposit, usually via an encrypted Internet connection. Banks typically offer RDC to business customers rather than to individuals.